Arbitration proceedings are private and less formal than court trials. Funds transferred from your Card Account to your Invest Account will be available within two business days although, in many cases, transfers may be available much quicker. How do you use my personal information? The bank routing number and direct deposit account number are for the purpose of . Our writers, editors, and product analysts are financial industry veterans. You can access this information through the manage card screen of the Greenlight application for the applicable Secondary Account, or you can contactsupport@greenlight.comor call us at 1-888-483-2645 to obtain this information for the applicable Secondary Account. The Issuer is an FDIC-insured member institution. Finally, the Greenlight Infinity Plan includes all of the features and functionality included under the Greenlight Max Plan, together with all of the additional features and functionality of the Greenlight Infinity Plan Services as described in the Greenlight Terms of Service, which is available in the Policy Center link of the Greenlight website at www.greenlight.com. If you provide us with your mobile phone number or contact us from your mobile number, you are providing this phone number for us or any third party acting on our behalf to contact you at this number. On a check. BOFAUS3N. It's based on the location of the bank where your account was opened. Routing number = 000127601. The format of check transit number - XXXXX - YYY The first 5 digit is called branch transit number and identifies the exact branch of the bank. ; Check or statement - US Bank-issued check or bank statement. The Invest Account Services are marketed by Greenlight Advisors with different features depending on your Card Plan under the following names: (i) Investing for Kids; (ii) Investing for Parents, and (iii) Investing for Parents Lite. Except as otherwise detailed below or where prohibited by law, all fee amounts will be withdrawn from your Primary Account, but if there are insufficient funds to cover the fee amounts in your Primary Account, then we may withdraw such fees from your Funding Account as provided under ACH Debit Authorization above. The features and functionality included in each Card Plan are subject to change at any time, and any such changes will be communicated on the Greenlight website at www.greenlight.com and will become effective whenever posted to the Greenlight website. If made available in your Greenlight Account, your Virtual Card will be displayed in the Greenlight application after the successful verification of the identity of the Primary Accountholder and will be activated and ready for use after the initial value load of the Card Account in accordance with the Issuers funds availability policy as further described under Loading Your Card. Your Virtual Card can only be used for transactions where a physical card is not required such as purchases initiated over the phone or online. These documents include, without limitation, the Greenlight Advisors Non-Discretionary Asset Management Agreement (Advisory Agreement), the Greenlight Advisors Invest Terms of Service, the DriveWealth Disclosures and Disclaimers, the DriveWealth Terms of Use, the DriveWealth Customer Account Agreement, the DriveWealth Cash Management Program Disclosure Statement, and the DriveWealth Privacy Policy. If you have and use a Physical Card and a Virtual Card at the same time, both forms of your Card will be associated with one Primary Account Number (PAN), which will allow you to access the funds available in your Card Account. 2 Month or "Monthly means a rolling 30-day period. 111000038, chase, suntrust etc. Maximum Total Load Amount/Transfer from Invest Account per Family1 per Month2, Point-of-Sale Daily Spend Limit per Secondary Account, Point-of-Sale Monthly2 Spend Limit per Secondary Account, Point-of-Sale Daily Spend Limit per Family1, Point-of-Sale Monthly2 Spend Limit per Family1, Daily Limit for Transfer to Invest Account per Family1, Monthly2 Limit for Transfer to Invest Account per Family1, Daily ATM Cash Withdrawal Limit per Secondary Account (Domestic and International), Monthly2 ATM Cash Withdrawal Limit per Family (Domestic and International)1. Each Administrator charges fees to administer an arbitration proceeding and the arbitrator also charges fees. The arbitrator is authorized to award all remedies permitted by the substantive law that would apply if the action were pending in court (including, without limitation, punitive damages, which shall be governed by the Constitutional standards employed by the courts). Share the account and routing information with your child's employer. When we attempt to contact you, we may identify ourselves, our relationship and our purpose for contacting you even if others might hear or read it. The meanings of terms, conditions and representations herein are subject to definitions and interpretations in the English language. If AAA and JAMS cannot or will not serve and the parties are unable to select an Administrator by mutual consent the Administrator will be selected by a court. ; US Bank online banking - You'll be able to get your US Bank routing number by logging into online banking. You will be offered three different Card Plans and tiers of service to choose from; each with a different set of features and functionality. If your request is reasonable and in good faith, we will pay or reimburse you for all or part of the fees charged to you by the Administrator and/or arbitrator. This code identifies the branch (and bank/credit union) on which the cheque is drawn. Some merchants may require payment for the remaining balance in cash. In case of errors or questions about your Card Account or if you think your statement or receipt is wrong or if you need more information about a transaction listed on the statement or receipt, call 888-483-2645 or write to Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308. There are limitations on these transactions as well as limitations on the loading and card balance. However, if the change is made for security purposes, we can implement such change without prior notice. Mail us Green Dot, P.O. The second set of numbers should be your account number - the length might vary depending on your specific bank. The notice may be in the form of a motion or petition to compel arbitration. Please note: all direct deposits must be from the child's employer and in the child's name. The pricing for all five card plans the Greenlight Core Plan, the Greenlight Select Plan, the Greenlight + Invest Plan, the Greenlight Max Plan and the Greenlight Infinity Plan (each, a Card Plan and collectively, the Card Plans) are set forth under the heading Fee Schedule and Balance/Transfer Limitations. The Primary Accountholder is responsible for selecting the applicable Card Plan, and, once selected, the same Card Plan will apply to the Primary Account and all Secondary Accounts associated with your Card Account. Discover quick, simple and convenient way to take command of your bank account, on your mobile phone. If you permit another person to have access to your Cards or Card numbers, we will treat this as if you have authorized such use and you will be liable for all transactions and fees incurred by those persons. Keep this paper in a safe place. You will be required to provide personal information which may include your Card number, full name, transaction history, copies of accepted identification, etc. For errors involving point-of-sale debit card transactions, we may take up to ninety (90) days to investigate your complaint or question. Your wireless carrier may charge fees for your data usage in connection with your use of Greenlight Services. The Primary Accountholder may request Secondary Accounts in connection with the Greenlight Services. General:This Arbitration Provision describes when and how a Claim (as defined below) may be arbitrated. Your Card cannot be used to obtain cash directly from any bank or merchant. If your checking account comes with paper checks, this is one of the first places you can look for your bank routing number. Scroll down to Account Info to view your account number and routing number. You must notify us to revoke permission for any person you previously authorized to use a Card. Where is the routing number located on a check? BY CONNECTING A FUNDING ACCOUNT TO THE PRIMARY ACCOUNT, THE OWNER OF SUCH FUNDING ACCOUNT AUTHORIZES ANY PARTY WITH ACCESS TO THE PRIMARY ACCOUNT TO INITIATE LOADS FROM THAT FUNDING ACCOUNT. With the exception of the Greenlight Select Plan, all of the Card Plans will provide you with access to Invest Account Services if you are eligible, as described below, and satisfy all of the requirements for enrollment. Arbitration is a method of resolving disputes in front of one or more neutral persons, instead of having a trial in court in front of a judge and/or jury. You are wholly responsible for the use of each Card according to the terms and conditions of this Agreement. For security reasons, we may limit the amount or number of transactions you can make on your Card. The Monthly Fee is assessed on the 31st day following the Primary Account registration date, and then on the same date of each month thereafter; provided, however, that if the 31st day falls on the 29th, 30th, or 31st day of the month following the registration date, the Monthly Fee will be assessed on the 1st day of the following month and on the 1st day of each month thereafter. Finding Your Routing Number International Wire Transfers The amount of money being transferred The frequency of the transfer, if it is recurring The date the money should be transferred The reason for the transfer Your bank account information, including the account number and SWIFT code Best Banks Best Savings Accounts Best Checking Accounts UNLESS YOU ACT PROMPTLY TO REJECT THE ARBITRATION PROVISION BY OPTING OUT IN ACCORDANCE WITH PARAGRAPH a, CAPTIONED OPT-OUT PROCESS, THE ARBITRATION PROVISION WILL BE PART OF THIS AGREEMENT AND WILL HAVE A SUBSTANTIAL EFFECT ON YOUR RIGHTS, INCLUDING YOUR RIGHT TO BRING OR PARTICIPATE IN A CLASS ACTION, IN THE EVENT OF A DISPUTE. Nevertheless, if a settled transaction exceeds the balance of the funds available on your Card, you shall remain fully liable to us for the difference between the Card Account balance and the amount of the settled transaction together with any applicable fees. Even after the receipt and selection of a PIN for your Physical Card, your Virtual Card (if one has been selected) will continue to be available for use in the Greenlight application. The Card is not a credit card. The bank routing number search tool above helps checking routing number format, verifying the financial institute associated with the routing number, and giving out the routing number (s) of a financial institute. Box); (iv) the personal information that you provide to us in connection with the Card is true, correct, and complete; (v) you received a copy of this Agreement and agree to be bound by and to comply with its terms; and (vi) you accept the Card. .css-az4jm5{font-size:0.875rem;font-weight:500;line-height:1.125rem;margin-right:0.5rem;text-align:left;}@media (min-width: 768px){.css-az4jm5{font-size:0.875rem;}}@media (min-width: 1024px){.css-az4jm5{font-size:1.125rem;}}@media (min-width: 768px){.css-az4jm5{line-height:1.125rem;}}@media (min-width: 1024px){.css-az4jm5{line-height:1.5rem;}}@media (min-width: 768px){.css-az4jm5{margin-right:1.5rem;}}@media (min-width: 1024px){.css-az4jm5{margin-right:1.5rem;}}One month, on us.Sign up today for a one-month trial. The reference to SEC registration does not imply that the SEC has endorsed or approved the qualifications of GIA or its respective representatives to provide any investment services described on this site or that GIA has attained a level of skill or training. 125200057. Different banks and credit unions issue . At the timely request of either party, the arbitrator must provide a brief written explanation of the basis for the award. The steps are given below. Greenlight Core Plan Services means all of the core account services offered to cardholders on the Greenlight application as further described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. Your account number is the second set of numbers (labeled "2" in the image above). We may also ask to see a copy of your drivers license or other identifying documents. Find your routing and account number on the bottom of each of your checks as displayed . Under the Investing for Parents Lite feature, the Primary Accountholder will solely be able to invest in a select number of Exchange Traded Funds (ETFs) (initially 10) that have been chosen by Greenlight Advisors to represent different levels of risk matching the different risk tiers that are recommended by Greenlight Advisors based on the Primary Accountholders responses to initial screening questions regarding risk tolerance and investment horizon. Pathward powers financial inclusion for all and is committed to providing a path forward to people and businesses to reach the next stage of their financial journey. If your Card Account is closed, your Invest Account will also be closed in accordance with the terms of Advisory Agreement and the Greenlight Advisors Invest Terms of Service. The purpose of Green Routine: Let go of the last point and focus on the current point. Firstly, log in and navigate to Pay Bills and People, select Pay People, and send money. Restrictions on Preauthorized Debits from Card Account, Fee Schedule and Balance/Transfer Limitations.. Any references todaysfound in this Agreement are calendar days unless indicated otherwise. Four Steps: Respond: Immediate response to the point, positive, neutral or negative. Your Card and your obligations under this Agreement may not be assigned, except as permitted by this Agreement. Investing for Kids is primarily an educational tool for Secondary Cardholders, which provides kids with access to research on more than 4,000 stocks and ETFs that can be purchased (collectively, Equities), pop-ups inside the Greenlight application that explain investing concepts and provide a glossary of commonly used investing terms, and short videos or educational nuggets which explain investing concepts. Get Started Read how we use and collect your information by visiting our Privacy Policy. The monthly limit on ATM cash withdrawal transactions (collectively, for the Primary Account and all Secondary Accounts) is $500.00. The Primary Accountholder may request Secondary Accounts in connection with the Greenlight Services. Also, we will pay these fees if applicable law requires us to, if you prevail in the arbitration, or if we must bear such fees in order for this Arbitration Provision to be enforced. In order to receive direct deposit value loads, the Primary Accountholder or Secondary Cardholder must provide the employer with the account number and routing number of the Secondary Account. The Card is a prepaid card. 1 Chase Mobile app is available for select mobile devices. The maximum number of Secondary Accounts permitted is five (5). The opt-out notice must be sent to us by mail at: Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308. YOU FURTHER ACKNOWLEDGE AND AGREE THAT COMMUNITY FEDERAL SAVINGS BANK IS NOT LIABLE FOR ANY LOSSES OR DAMAGES OF ANY KIND THAT MAY ARISE FROM, OR IN CONNECTION WITH, THE INVEST ACCOUNT SERVICES. Plans start at $4.99 after the first month. You are better off getting a PayPal debit card, but you need a business account or a personal account that has received at least $500 within the last 12 months. We may cancel or suspend your Card or this Agreement at any time. If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your Physical Card for an in-person transaction, your Physical Card is likely to be declined. Your Physical Card may not be used at an ATM for any other transactions, including specifically Card Account deposits or balance inquiries. We may contact you at home, at your place of employment, on your mobile telephone at any time, including weekends and holidays, at any frequency and leave prerecorded messages or messages with others. As we are not a part of, and do not monitor, the transactions you initiate from your Invest Account, you authorize Community Federal Savings Bank to generally follow instructions received from Greenlight Advisors regarding transfers into or out of your Card Account. Upon receipt of your Physical Card, you will be prompted to create a PIN for your corresponding Card Account within the Greenlight application or by calling 888-483-2645. Refer a Member. If you notify us within two (2) business days of any unauthorized transactions, you can lose no more than $50.00 if someone used your Card without your permission. If you request a Physical Card, your Physical Card will automatically be activated when you select a PIN following Physical Card receipt in the manner described under Personal Identification Number below. Write down your Card number and the customer service phone number provided in this Agreement on a separate piece of paper in case your Card is lost, stolen, or destroyed. It is used for electronic transactions such as funds transfers, direct deposits, digital checks, and bill payments. You may request this number not be used. The two first digits range from: 1 to 12 for regular banks.